It starts with the foundation — the core of the bank, always on. On top: banking services, each a family of apps. Switch on what your bank needs today; switch on more as you grow.
Eleven core systems that run whatever you choose above them — the ledger, the payments engine, the customer record, compliance. The foundation has no off switch.
The business lines a bank switches on. Open a service to see its apps — each one clickable, with its own film and detail, active today or installed and ready.
One memory, four organs. Evidence flows in through perception, attention decides what deserves processing, reasoning separates causes from coincidence, and the Scoring Engine weighs every option through four lenses. Every conclusion is written back into TIDE, so the next decision starts wiser than the last. Click any organ, the TIDE bar, or View on a feed for what it is and why it matters.
attention — decides what warrants a look
perception — numerical · language · imagery specialists
causal models — drivers separated from coincidence
coordination — the right work to the right organ
valuation — profit · impact · network · learning
deploy · configure · decide
The foundation has sockets; plugs are swappable. Click a plug to seat it — the socket goes live. View for the detail on each plug.
eKash and RSwitch belong to Rwanda; Faster Payments belongs to Britain. Every territory carries its own rails, mobile money, cards, identity, credit data and reporting — and the platform treats each one as a plug. Click territories to choose your footprint, or clear the map and build it from nothing. Regional and international schemes light up with the territories they serve.
Swap any plug without touching the platform: a different identity provider, another payment rail, a new data source.
For fintechs, partners and third parties building on the platform. Open each API for what it includes.